The Center For Commercial Real Estate

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Property and Liability
Risk Management Checklist
         
Exposure Exists
 
Insure
Assume
Transfer
 
Yes
No
PROPERTY
Building
    Replacement Cost
      $____________
___
___
___
___
___
    Glass
___
___
___
___
___
    Sign
      $____________
___
___
___
___
___
  Rental Value
      $____________
___
___
___
___
___
Tenant Improvements
      $____________
___
___
___
___
___
Business Property
    Replacement Cost
      $____________
___
___
___
___
___
  Property of Others
      $____________
___
___
___
___
___
  Extra Expense
      $____________
___
___
___
___
___
  Computer Equipment
    Hardware
      $____________
    Software
      $____________
___
___
___
___
___
  Fine Arts
      $____________
___
___
___
___
___
  Employee
  Dishonesty
      $____________
___
___
___
___
___
  Computer Fraud
___
___
___
___
___
GENERAL LIABILITY
  Comprehensive
  General Liability
___
___
___
___
___
  Limit of Coverage
      $____________
___
___
___
___
___
  Independent Contractors
  Endorsed As Insureds?
___
___
___
___
___
  Coverages Included:
     * Personal Injury
___
___
___
___
___
     * Advertising Liability
___
___
___
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___
     * Host Liquor Liability
___
___
___
___
___
     * Fire Legal Liability
___
___
___
___
___
     * Employees As
        Additional Insureds
___
___
___
___
___
  Employers Auto
  Non-Ownership Liability
___
___
___
___
___
  Employee Benefit
  Liability
___
___
___
___
___
  Employers Practices
  Liability
___
___
___
___
___
  Umbrella Liability
___
___
___
___
___
  Additional Insured
  Endorsements
___
___
___
___
___
Other Possible Exposures Might Include:  Owned Autos, Owned Watercraft, Owned Aircraft, Mobile Equipment, Non-related Business Property/Liability Exposures.

The information above is provided as general information on the types of insurance coverage that may be required or may be available. Not all types of insurance coverage have been discussed and no action should be based on the information contained herein without the appropriate advice from a professional insurance agent, broker or consultant. Only the insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions. Depending on the individual business organization or circumstances, some coverages discussed may not be applicable.